How does an assessment differ from the deposit and dues?
assessment is similar to a traditional insurance premium.
What is the assessment used for?
combination with the income earned on the deposits, assessments are primarily
used to pay for defense costs, settlements and judgments.
How are the Assessments determined?
approach to pricing is based on costs. There is no profit motive.
specialty pays an assessment appropriate to their risk class, which is based
upon industry and HAPI claims experience.
Must I continue to pay for my Assessments if I become
You do not pay assessments while you are deemed totally disabled HAPI.